HomeownerHelpNY is funded by the Office of the New York State Attorney General (OAG) and managed by the Center for NYC Neighborhoods, a 501 (c)(3) nonprofit organization, to assist homeowners in finding free, qualified mortgage assistance relief services from a network of trusted partners operating across the state.
The Attorney General is the “People’s Lawyer,” serving as the guardian of the legal rights of the citizens of New York. The Attorney General’s Office works to protect consumers and investors, charitable donors, the public health and environment, civil rights, and the rights of wage-earners and business across the state.
The Center for NYC Neighborhoods’ mission is to promote and protect affordable homeownership in New York so that middle- and working-class families can build strong, thriving communities. Since its founding in 2008, the Center has:
Assisted more than 74,000 homeowners
Saved $15 million annually for homeowners
Made $51 million in 0 percent interest loans
Need free, legal help from a professional today? Call the Homeowner Protection Program hotline at 855-HOME-456 (855-464-3456)
The Office of the New York State Attorney General founded the Homeowner Protection Program (HOPP) in 2012 using funding from the National Mortgage Settlement. The settlement provided more than $130 million to fund legal services and housing counseling for borrowers at risk of foreclosure so no New Yorker has to go it alone. The Center was selected to administer HOPP throughout New York City, partnering with dozens of local housing counseling and legal service providers.
In 2015, the OAG partnered with the Center under HOPP to create AGScamHelp, an online tool and awareness campaign to help New Yorkers identify scams, find trustworthy help, and report potential scammers. Between 2010 and 2015, New Yorkers reported over $8 million lost to foreclosure rescue scams.
Redesigned in 2018, HomeownerHelpNY aims to continue the mission of HOPP and AGScamHelp: educating homeowners about the foreclosure process, how to identify potential scams, and where to access free, high-quality help.