Thousands of New Yorkers are at risk of foreclosure or targets of scams each year. We're here to provide you with the tools and support to avoid these traps and to help you find qualified mortgage assistance relief services from a network of trusted partners. Services are funded by the government and are available at no cost to you.

Don’t GET SCammed

Learn how to avoid deed theft and other fraud.

reverse mortgages

Learn about the potential risks to this increasingly popular tool.

This site is a collaboration between the New York State Attorney General Office and the Center for NYC Neighborhoods, a non-profit committed to preserving and protecting protecting and preserving affordable homeownership.

We operate across the state under the New York State Attorney General’s Homeowner Protection Program (HOPP). HOPP is a network of over 85 housing counseling and legal services organizations across the state that provide free help to homeowners. Our representatives can connect you to high-quality counseling or legal services all over New York State.


Call 1-855-HOME-456 to receive free, personal assistance now or follow this guide get help online.

Homeowner Hub associates are available Monday through Friday 9 am - 5 pm. If you don’t connect with us immediately, leave a  message and we’ll get back to you.
We’ll ask you some questions to refer you to the best help for your unique situation.
You can also ask us questions! We’re here to help you.
Once we have all the information we need we’ll select a local partner that matches your needs.
We’ll provide you with all the information you need to make an appointment with the partner.
If you are unable to connect with the partner or need more assistance, feel free to reach back out!

View our Explainers 

Foreclosures explained


Reverse MortgageS explained